Kiva Loans

Conductor is proud to be a Kiva Trustee. We provide no-cost support in the Kiva loan application process and serve as your endorsing trustee, endorsing borrowers for 0% interest on loans up to $15,000.

Our Program Manager Ericka Gutierrez oversees the Kiva partnership and is your guide through the application process. To learn more about eligibility and to start the process, just schedule a meeting with Ericka and we’ll take it from there.

Baseline borrower requirements

• Owner of US verified business

• Over 18 years of age

• Not currently in bankruptcy or foreclosure

• No criminal convictions in last 5 years

• Business located in Conductor’s 11-county service area

Ineligible business types

• Direct sellers (e.g. Avon, Mary Kay)

• Contract workers (e.g. Uber, Lyft)

• Cannabis or hemp

• Legal firearms

• Illegal activity

Loan use examples

• Buying equipment

• Hiring employees

• Advertising

• Inventory

For complete program eligibility requirements or more information on the borrowing process, please schedule a meeting with Ericka Gutierrez here.